Mortgage Calculator

Estimate Your Monthly Mortgage

Plan ahead with a quick estimate based on Nigerian mortgage terms, including the Federal Mortgage Bank's National Housing Fund (NHF) scheme.

NHF loans carry a fixed interest rate of 6% p.a., a maximum loan amount of ₦100,000,000, and tenures of up to 30 years. Eligibility requires at least 6 months of NHF contributions (2.5% of monthly salary). Figures are indicative — confirm current limits with the Federal Mortgage Bank of Nigeria (FMBN).

₦100,000,000
₦1,000,000 ₦100,000,000
Enter the total loan amount you want to borrow.
6%
Fixed by FMBN 6%
NHF interest rate is fixed at 6% per annum.
30 years
5 years 30 years
Monthly Payment

₦0

This is an approximate monthly repayment amount for your mortgage based on the given inputs.

Total Interest Paid

₦0

This is the total interest you would pay over the entire loan period.

Total Repayment (Principal + Interest)

₦0

This calculator provides an estimate for planning purposes only and does not constitute a loan offer. Actual rates, eligibility, and terms depend on your lender (FMBN or your Primary Mortgage Bank) and are subject to change.

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